Downside Defender Portfolios

Diversification scaled for investors across the risk spectrum.

A portfolio series built on risk-balanced asset class diversification, momentum-based tilts, and portfolio scaling, designed to seek capital appreciation while aligning portfolio risk with investor objectives.

All investments involve risk, including possible loss of principal. Past performance does not guarantee future results. References to “downside protection” describe an investment objective, not a guarantee of performance. The strategies are designed to seek lower portfolio risk but this is not guaranteed. Past performance does not guarantee future results. Leveraged ETFs involve additional risks and are not suitable for all investors.

What We Believe

Diversification is not always a compromise.
It can be the solution.

Most conversations about risk start with a tradeoff. How much return are you willing to give up to sleep at night? We think that's the wrong starting point.

We believe that you can combine assets that respond to fundamentally different economic forces. This combined portfolio may experience less drawdown than any individual component on its own. If the correct asset classes are selected, the losses don't always stack. They may offset.

That's the real promise of diversification. Not just owning more things, but owning the right things. Assets whose risk is driven by different forces, so that your portfolio potentially stays resilient regardless of which economic environment comes next.

We are seeking a smoother path, searching for shallower dips, faster recoveries, and less of the compounding damage that deep drawdowns cause to long-term wealth. That efficiency is what we seek, and it's what we try to deliver to every investor in the series, from conservative to aggressive.

GROWTH ENGINE U.S. Equities EQUITIES ARE VULNERABLE TO RECESSION Falling growth, deflation STAGFLATION Falling growth, rising prices INFLATION Rising prices & rates EACH ONE HAS A COUNTERWEIGHT RECESSION HEDGE Treasuries STAGFLATION HEDGE Gold INFLATION HEDGE Commodities

All investments involve risk, including possible loss of principal. The strategies are designed to seek lower portfolio risk but this is not guaranteed. Asset class diversification and hedging will not necessarily improve an investor’s returns and cannot eliminate the risk of investment loss.

The Framework

How we turn diversification into portfolios.

Three principles, rooted in decades of academic research and institutional practice.

25% 25%
Principle 01

Balance risk, not just capital

Diversification benefits arise when the risks of a portfolio’s positions offset each other. We seek assets that contribute equally to total portfolio risk. This is the foundation of risk parity, used by some large institutional investors.

Principle 02

Adapt to the environment

A passive portfolio generally holds some underperforming assets. We use mid- and long-term momentum signals to tilt toward assets we expect to outperform in the current environment, with the goal of improving on the passive foundation without abandoning it.

Principle 03

Scale the portfolio, don't reshape it

Risk tolerance is personal, but we believe the optimal allocation isn't. We build an efficient portfolio and scale it. Scale risk down via T-bills for conservative investors, up via leveraged ETFs for aggressive ones. Every investor gets the same asset class diversification, just at different magnitudes.

The Lineup

One Core Allocation. Four exposure levels

We believe every investor wants to maximize return. The difference is the risk tolerance. We seek to build one allocation designed to produce efficient risk-adjusted returns, then scale it. Every portfolio seeks diversification, with the potential for a better outcome at each level of portfolio risk.

All investments involve risk, including possible loss of principal. The strategies are designed to seek lower portfolio risk but this is not guaranteed. Asset class diversification and hedging will not necessarily improve an investor’s returns and cannot eliminate the risk of investment loss.

PMV 5
50% Exposure
Scaled down via T-bills
Fact Sheet
PMV 10
100% Exposure
Baseline. No leverage.
Fact Sheet
PMV 15
150% Exposure
Leveraged ETF products increase exposure. No margin or borrowing.
Fact Sheet
PMV 20
200% Exposure
Leveraged ETF products increase exposure. No margin or borrowing.
Fact Sheet

† PMV 15 and PMV 20 use leveraged ETF products. Leveraged ETFs involve additional risks, including magnified losses, and may not be suitable for all investors.

Performance Detail

Risk and return metrics.

All returns are annualized. 1-Year Return period: April 1, 2025 – March 31, 2026. Since Inception: March 1, 2024. Net of a 2.0% model fee. As of March 31, 2026. Past performance does not guarantee future results.

Portfolio 1-Year Return Since Inception Std. Dev Max Drawdown Sharpe Beta Alpha
PMV 510.56%8.66%4.29%-4.99%0.960.281.39
iShares Core Conservative (AOK)9.64%8.11%5.15%-4.96%0.640.34-0.53
PMV 1018.21%14.20%8.00%-9.23%1.210.534.47
iShares Core Conservative (AOK)9.64%8.11%5.15%-4.96%0.640.34-0.53
PMV 1527.50%21.47%12.60%-14.98%1.340.789.32
iShares Core Moderate (AOR)14.75%11.20%7.87%-9.77%0.600.62-2.00
PMV 2028.33%20.99%15.36%-17.79%1.071.046.24
iShares Core Aggressive (AOA)18.32%13.29%9.85%-12.94%0.680.83-1.63

Composite performance of all fully discretionary portfolios managed by PMV Capital Advisers, LLC. Source: Ycharts. All metrics calculated since inception (3/1/2024). All returns are annualized. Net of 2.0% model fee. Five-year and ten-year performance information is not available because the strategy does not yet have sufficient performance history. Past performance does not guarantee future results. All investments involve risk, including possible loss of principal. The strategies are designed to seek lower portfolio risk but this is not guaranteed. Asset class diversification and hedging will not necessarily improve an investor’s returns and cannot eliminate the risk of investment loss. These portfolios have short track records that may not be representative of long-term performance or performance across full market cycles. The risk statistics shown are based on fewer than 30 periods, which is a limited sample size. As a result, the statistics may not be reliable, may change materially as additional data becomes available, and may not be representative of the strategy’s longer-term risk profile. Leveraged ETFs are non-diversified and entail certain risks, including risk associated with the use of derivatives (swap agreements, futures contracts and similar instruments), imperfect benchmark correlation, leverage and market price variance, all of which can increase volatility and decrease performance. Leveraged ETFs may not be suitable for all investors.

Metric Definitions — Std. Dev: Annualized standard deviation of monthly returns; measures return volatility. Max Drawdown: The largest peak-to-trough decline in portfolio value during the measurement period. Sharpe: Annualized excess return above the risk-free rate divided by standard deviation; higher values indicate better risk-adjusted performance. Beta: Sensitivity of the portfolio’s returns relative to the benchmark; a beta of 1.0 means the portfolio moves in line with the benchmark. Alpha: Annualized excess return relative to the benchmark after adjusting for market risk (beta); positive alpha indicates outperformance on a risk-adjusted basis.

Risk vs. Return · PMV Portfolios vs. Benchmarks
0% 4% 8% 12% 16% Risk (Std. Deviation) 0% 5% 10% 15% 20% 25% Ann. Net Return AOK AOR AOA SPY PMV 5 PMV 10 PMV 15 PMV 20
PMV Portfolios iShares Benchmarks

Past performance does not guarantee future results.

Composite performance of all fully discretionary portfolios managed by PMV Capital Advisers, LLC. Source: Ycharts. All metrics calculated since inception (3/1/2024). Net of 2.0% model fee. Five-year and ten-year performance information is not available because the strategy does not yet have sufficient performance history. Past performance does not guarantee future results. All investments involve risk, including possible loss of principal. The strategies are designed to seek lower portfolio risk but this is not guaranteed. Asset class diversification and hedging will not necessarily improve an investor’s returns and cannot eliminate the risk of investment loss.

Why Choose PMV

Our goal is to make investing easier.

Portfolios designed for simplicity, transparency, and risk-management.

$

0% model portfolio fee

No additional portfolio management cost. Our fee is embedded in the ARP ETF expense ratio. The model portfolios themselves are free to use. For additional information regarding ARP fees and expenses, please refer to the Fund’s Prospectus.

Flexible implementation

Invest through your existing advisor, implement the allocations yourself, or let PMV handle it for you. Your choice.

Liquid, publicly traded ETFs

Every position is a liquid, exchange-traded fund. No lockups or alternatives paperwork. ETF holdings are publicly disclosed, providing transparency into underlying exposures.

Available on major platforms

Trade on Schwab, Fidelity, and other major platforms. No need to change custodians or open new accounts.

About PMV Capital

"There has to be a better way
of controlling risk."

We believe the investment industry spends most of its energy trying to pick stocks that beat the market. PMV believes there is another source of performance improvement that almost no one is paying attention to, and it lives at the asset allocation level.

PMV Capital was founded to capture that opportunity. We seek to build portfolios where risk is balanced across uncorrelated assets, which can lower risk faster than it may lower return. That efficiency can then be scaled higher for every investor on the risk spectrum. We believe it is a more efficient path, and we designed our portfolios to pursue better outcomes. These portfolios are available to you today.

Daniel Snover, CFA
President, PMV Capital Advisers

With over 15 years of experience in portfolio construction and asset allocation, Daniel built PMV to solve a problem he saw firsthand. Advisors and their clients were being underserved by portfolios that looked different on the surface but carried the same underlying risks. PMV's strategies are the product of that conviction, designed to pursue more effective diversification than many traditional portfolios provide. Portfolio Manager of the PMV Adaptive Risk Parity ETF (NYSE ARCA: ARP).

Performance Disclosures

The risk and return statistics shown are derived from the time-weighted net returns of a composite of fully discretionary portfolios managed by PMV Capital Advisers, LLC according to the strategy, subject to composite construction policies that may require the exclusion of certain accounts. Net returns reflect underlying fund management fees, fund operating expenses, and the deduction of a model investment advisory fee of 2.0%, applied monthly. Actual advisory fees may vary.

Benchmark Description (AOA): The iShares Core Aggressive Allocation ETF (AOA) is a multi-asset, globally diversified exchange-traded fund designed for investors seeking a higher long-term growth profile through an aggressive allocation strategy. AOA seeks to track the performance of the S&P Target Risk Aggressive Index, which represents an asset mix with a tilt toward equities (approximately 80%) and a modest allocation to fixed income (approximately 20%). The fund is implemented as a "fund-of-funds," investing primarily in underlying iShares equity and bond ETFs to provide broad market exposure and automatic rebalancing to maintain its target risk profile, making it suitable as a core long-term growth benchmark with higher expected return and higher volatility relative to more conservative allocations. Source: Ycharts.

Benchmark Description (AOR): The iShares Core Growth Allocation ETF (AOR) is a multi-asset, diversified exchange-traded fund that serves as a core benchmark for a growth-oriented balanced allocation strategy. AOR seeks to track the performance of the S&P Target Risk Growth (Balanced) Index, which reflects a strategic mix of equity and fixed income exposures intended to balance capital appreciation and income generation with moderate risk. The fund allocates roughly 60% to equities and 40% to fixed income, using a portfolio of underlying iShares ETFs to capture broad U.S. and international market exposures, and periodically rebalances to maintain its target risk profile. This balanced approach makes AOR a representative benchmark for investors seeking growth with a measured level of diversification and risk control. Source: Ycharts.

Benchmark Description (AOK): The iShares Core 30/70 Conservative Allocation ETF (AOK) is a multi-asset, globally diversified exchange-traded fund designed to represent a conservative risk profile by allocating approximately 30% to equities and 70% to fixed income. The fund seeks to track the performance of the S&P Target Risk Conservative Index, which reflects a stable, conservative asset allocation strategy aimed at generating current income, preserving capital, and providing long-term total return with lower volatility relative to equity-heavy benchmarks. AOK achieves its investment objective by investing primarily in underlying BlackRock iShares core equity and bond funds, spanning U.S. and international markets, and rebalancing periodically to maintain its target risk exposure. Source: Ycharts.

Past performance does not guarantee future results. There is no guarantee that any investment strategy or account will be profitable or will avoid loss. Individual investors' objectives, financial situations, their specific instructions, or restrictions on investments, or the time at which an account is opened, or additions or distributions are made may result in different trades and returns. Performance for the strategy presented may differ materially (more or less) from the performance of the comparable benchmark. Market and economic conditions could change in the future producing materially different returns. Results do not reflect the impact of taxes for taxable accounts or their owners.

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The conversation about risk is changing. Let's have it.